Terms Cover Wallets and Local Access
Our Terms & Conditions set the agreement between you and us when you create, use or close an account. They cover accurate account details, phone verification before account access, one account per person unless we approve otherwise, and the need to keep login details private. They
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also explain how we record deposits, withdrawals and wallet status when you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. A payment can remain pending while the rail confirms the reference or while an account check is incomplete. Access depends on local law,
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and some features may not be available in every Indonesian region. If a rule changes, we place the updated wording on this page and record the effective date. Continuing after that date means you accept the revised Terms & Conditions; if you disagree, contact us before
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using the account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.